What is legal risk? (SELECT 2)

Under a risk based approach is a PEP risk manageable If a customer discloses during the KYC, or Know Your Customer process?

The overall customer risk rating is usually derived as a composite of the following four categories of risk in money laundering prevention.
What are the those four?

Secondary identification is often used to cross-verify the primary form of identification and to cross-verify information provided by the customer.
What is an example of secondary identification? (SELECT 2)

Financial Institutions include? (SELECT 2)