Signs of stress (e.g., shallow breathing, stuttering, shifting posture) do not automatically equal deception. The Fraud Examiners Manual states:
"Signs of stress do not always mean a subject is lying. An honest subject might feel stress simply by being questioned. Conclusions must be based on clusters of behavior and corroborating evidence, not a single indicator".

"Fraud examinations should proceed from thegeneral to the specific. That is, they should begin with general information that is known, starting at the periphery, and then move to the more specific details".
This method avoids premature assumptions and ensures systematic evidence development.

The manuals explain that in verbal confessions, subjects oftenunderestimatethe amounts to minimize guilt, not overestimate. The process involves moving from accusation to benchmark admission, handling lies tactfully, and obtaining details by chronology, transaction, or event. Thus, optionBis NOT true.

The Manual says admission-seeking interviews should be conducted only when:
* There is reasonable probability the subject committed the act,
* All other reasonable investigative steps are complete, and
* "The interviewer can reasonably control the place, time, and subject matter of the interview.".
Therefore, Erica must ensure control oftime, place, and contentbefore scheduling.

Before pursuing litigation, fraud examiners are advised to consider whethernonlegal remedies(e.g., restitution agreements, settlements, insurance recovery) are possible, since legal actions can be costly, slow, and uncertain. Statutes of limitation and guilt are legal issues for attorneys and courts, but examiners must weigh recovery options first.