An employee is considering two investment strategies for his 401(k) plan:
Strategy #1: Invest all contributions in a money market fund that has returned 5% annually
Strategy #2: Invest all contributions in a stock fund that has returned 9% on average, although annual returns have varied between (2%) and 12%
Assuming that the employee makes a one-time investment of $12,000 and that both strategies continue to perform as they have historically, how much more or less could the stock fund be worth after one year compared to the money market fund?

Components of a field banking system include which of the following?
I) Local bank
II) Concentration bank
III) Lockbox bank

A lender is evaluating the creditworthiness of a company that has high levels of operating leverage. In determining the debt capacity of the company, the bank would MOST LIKELY prefer
a:

A company that has a nationwide workforce may use which of the following methods for disbursing payroll to minimize the number of bank accounts?
I) Payable through draft
II) Multiple drawee checks
III) ACH credit transfers

Which of the following services allows a bank to match checks presented for payment against company check issuance data?