Which word or phrase completes the statement? Business Intelligence is to ad-hoc reporting and dashboards as Data Science is to __________.

Assume you are performing an analysis to determine fraud detection on credit card usage. You will need to ensure higher-risk transactions. These may indicate that fraudulent credit card activity is retained in your data for analysis and not dropped as outliers during pre- processing.
What is the approach for loading data into the analytical sandbox for this analysis?

You have numeric data for more than 500 observations. You are interested in identifying linear relationships among these numeric variables.
Which R function should you employ to get the best visualization?

Refer to the exhibit.

To predict whether or not a customer will renew their annual property insurance policy, an insurance company built and operationalized a naïve Bayes classification model.
Inthemodel, therearetwo classlabels, renewaland non-renewal, thatare assignedtoeachcustomerbased on their attributes. Asubset of the key attributes, their values, and corresponding conditional probabilities are provided in the exhibit.
A customer has the following attributes:
- Age is greater than 65 years
- Owns their own home
- Renewal month is August
If 20% of customers do not renew their policies every year, what is the score for a non-renewal in the naïve Bayesian model for the customer described above?

In addition to quantitative and technical skills, what is a key aspect of the profile of a data scientist?