PCI-DSSis not considered aRisk Management Framework (RMF). Instead, it is aprescriptive security standarddeveloped by the Payment Card Industry Security Standards Council to protect cardholder data. PCI- DSS specifies detailed control requirements such as encryption, access control, and monitoring, but it does not provide a holistic risk management structure for identifying, analyzing, and responding to risks. RMFs, such as NIST RMFor HITRUST's risk-based approach, focus on identifying risks, applying controls proportionally, and managing risk over time. HITRUST includes PCI-DSS as a regulatory factor that can generate applicable requirements in assessments, but PCI-DSS itself is not classified as an RMF.
References:PCI-DSS Overview - "Prescriptive Control Standard"; HITRUST CSF Methodology - "Risk- Based Approach vs. Compliance Standards"; CCSFP Study Guide - "RMF vs. Regulatory Frameworks."