Successful risk management should lead to a breakeven point of risk reduction and cost. The other options listed are not achievable. Threats cannot be totally removed or transferred, while losses cannot be budgeted in advance with absolute certainty.

Policies are high-level statements of objectives. Because of their high-level nature and statement of broad operating principles, they are less subject to periodic change. Security standards and procedures as well as guidelines must be revised and updated based on the impact of technology changes.

Explanation/Reference:
Explanation:
Logon banners would appear every time the user logs on, and the user would be required to read and agree to the same before using the resources. Also, as the message is conveyed in writing and appears consistently, it can be easily enforceable in any organization. Security-related e-mail messages are frequently considered as "Spam" by network users and do not, by themselves, ensure that the user agrees to comply with security requirements. The existence of an Intranet web site does not force users to access it and read the information. Circulating the information security policy atone does not confirm that an individual user has read, understood and agreed to comply with its requirements unless it is associated with formal acknowledgment, such as a user's signature of acceptance.