Explanation
Libvirt supports creating and managing various types of virtual networks that can be used to connect virtual machines to each other or to the external network. One of the common types of virtual networks is the NAT-based network, which uses network address translation (NAT) to allow virtual machines to access the outside world through the host's network interface. By default, libvirt creates a NAT-based network called
'default' when it is installed and started. This network appears as a standard Linux bridge device on the host system, named virbr0. The bridge device has an IP address of 192.168.122.1/24 and acts as a gateway and a DHCP server for the virtual machines connected to it. The bridge device also has iptables rules to forward and masquerade the traffic from and to the virtual machines. The virtual machines connected to the 'default' network have their own IP addresses in the 192.168.122.0/24 range and their own MAC addresses generated by libvirt. The virtual machines can communicate with each other, with the host, and with the external network through the bridge device and the NAT mechanism12.
The other statements in the question are false regarding networking with libvirt. Libvirt's network functionality is not limited to connecting virtual machines to a physical network interface of the host system. Libvirt can also create isolated networks that do not have any connection to the outside world, or routed networks that use static routes to connect virtual machines to the external network without NAT3.
Libvirt does not assign the same MAC address to all virtual machines and isolate their network interfaces at the link layer. Libvirt assigns a unique MAC address to each virtual machine and allows them to communicate with each other at the network layer4. Libvirt does not require a dedicated network interface that may not be used by the host system. Libvirt can share the host's network interface with the virtual machines using NAT or bridging, or it can pass a physical network interface to a virtual machine exclusively using PCI passthrough5.
Libvirt does not support exactly one virtual network and connect all virtual machines to it. Libvirt supports creating and managing multiple virtual networks with different names and configurations, and connecting virtual machines to different networks according to their needs6. References:
* libvirt: Virtual Networking
* libvirt: NAT forwarding (aka "virtual networks")
* libvirt: Routed network
* libvirt: MAC address
* libvirt: PCI passthrough of host network devices
* [libvirt: Network XML format]

Explanation
Libvirt uses XML files to store configuration data for objects in the libvirt API, such as domains, networks, storage, etc. This allows for ease of extension in future releases and validation of documents prior to usage.
Libvirt does not use any of the other file formats listed in the question. References:
* libvirt: XML Format
* LPIC-3 Virtualization and Containerization: Topic 305.1: Virtualization Concepts and Theory

Explanation
QEMU can provide some network services in a user network, which is a mode of networking that does not require any administrator privilege to run. The user network uses the SLIRP TCP/IP emulator to create a virtual NAT'ted subnet, with a DHCP server started by QEMU that gives out IP addresses to the guest machines and puts the host on 10.0.2.21. QEMU can also provide a TFTP server in the user network, which can be used to boot the guest machines from a network image. The TFTP server can be configured with the
-tftp option2. QEMU does not provide BGP, CIFS, or AppleTalk services in the user network. BGP is a routing protocol that is used to exchange routing information between autonomous systems on the Internet3. CIFS is a file-sharing protocol that is used to access files and printers on a network4. AppleTalk is a deprecated network protocol suite that was used by Apple devices5. These services require more advanced networking features than the user network can offer, such as bridging, routing, or tunneling.
References:
* Documentation/Networking - QEMU
* QEMU/Networking - Wikibooks, open books for an open world
* Border Gateway Protocol - Wikipedia
* Common Internet File System - Wikipedia
* AppleTalk - Wikipedia