Online Access Free MarylandInsuranceAdministration.Accident-and-Health-or-Sickness-Producer.v2025-10-31.q30 Practice Test (Page 5)

An elimination period in a disability income insurance policy is the:

A.Period between the start of a disability and the beginning of benefits

B.Time during which benefits are paid under the policy

C.Same as the probationary period

D.Time period the policy is in force

A nonprofit health service plan may NOT issue a contract that covers which of the following types of benefits?

A.Vision benefits

B.Disability income benefits

C.Medical expense benefits

D.Dental benefits

Which of the following is NOT a mandated benefit in Maryland?

A.Treatment of mental illness

B.Treatment of substance abuse

C.Weight reduction programs

D.Hearing aids for children

An insurance producer or advisor in the State of Maryland can be disciplined by the MarylandInsurance Administration for all of the following EXCEPT:

A.Making a misleading statement about the financial condition of an insurer

B.Using inappropriate description of a policy to hide the true nature of the policy

C.Making false or misleading statements about dividends previously paid on similar policies

D.Filing a complaint on behalf of the consumer with the Maryland Insurance Administration

The typical group disability income insurance policy EXCLUDES coverage for disability resulting from:

A.Commercial airline crashes

B.Injuries occurring in the home

C.Automobile accidents

D.Military service

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