Which of the following is a provision in an interest-sensitive life policy which allows the policyowner to
withdraw the policy's cash value Interest free?

If an Insured under a life insurance policy dies with an outstanding loan balance then the death benefit
will

An Individual buys an annuity that will pay her spouse an income for 20 years. If the spouse dies within that
time, the Income will be paid to their children for the remainder of the period. What kind of annuity did the
Insured buy?

Making a statement that is false and maliciously critical of the financial condition of an insurer is known as

An agent's actions or deeds demonstrate what kind of authority?