Online Access Free Ok-Life-Accident-and-Health-or-Sickness-Producer Exam Questions

Under a group life policy, the policyowner is entitled to a grace period of 31 days for the payment of any premium due EXCEPT the first. During the grace period, the death benefit coverage shall

• A.be 50%.
• B.be 75%.
• C.be discontinued.
• D.continue in force.

Which of the following is a common exclusion from coverage under a medical expense plan?

• A.Injury caused by repairs or renovations to one's own home.
• B.Injury due to auto accidents.
• C.Injury due to recreational sports.
• D.Air travel in a private plane.

Benefits required under the child immunization coverage shall NOT be subject to

• A.an annual maximum number of immunizations.
• B.a set immunization schedule.
• C.a deductible.
• D.a prior authorization.

A deliberate lie by an insured to the insurer to obtain a lower premium is an example of

• A.aleatory.
• B.omission.
• C.fraud.
• D.concealment.

Which of the following is one of the MAIN tasks of a field underwriter?

• A.Obtaining a Medical Information Bureau (MIB) report.
• B.Ensure the accuracy and completeness of an individual's medical information.
• C.Editing an applicant's report to ensure approval.
• D.Approving an individual's policy.