Online Access Free Accident-and-Health-or-Sickness-Producer Exam Questions

When an accident and health insurer requires a covered individual to undergo a physical examination, who pays the cost of the examination?

• A.The premium payor
• B.The patient or parent of the patient
• C.The insurer
• D.The principal insured individual

Accident and health policies must cover physically or mentally handicapped dependent children:

• A.For life
• B.Until they become self-sustaining
• C.To age 25
• D.To age 19

A health maintenance organization may issue a contract that provides benefits for the following:

• A.The dismemberment of an HMO member
• B.Health care services provided to members of the HMO
• C.The accidental death of an HMO member
• D.Replacement of income lost by a member due to the member's disability

If an employer with 200 employees wants to offer health insurance and calls a SHOP Exchange Navigator, what should the navigator do?

• A.Refer the employer to the Maryland Insurance Administration
• B.Refer the employer to a licensed insurance producer
• C.Help the employer sign-up through the SHOP Exchange
• D.Refer the employer to the carrier where a friend works

Which one of the following causes of death typically would be included under an accidental death rider attached to a life insurance policy?

• A.War or acts of war
• B.Automobile accidents resulting from the insured's negligence
• C.Intentionally self-inflicted injuries
• D.Illness or disease