Online Access Free Accident-and-Health-or-Sickness-Producer Exam Questions

In Maryland, continuation of medical plan coverage for a handicapped child beyond the age limit stated in the policy may require proof of the child's:

• A.Dependency for the first two years of continued coverage only
• B.Incapacity and dependency upon reaching the age limit
• C.Continued insurability
• D.Incapacity only

A nonprofit health service plan may NOT issue a contract that covers which of the following types of benefits?

• A.Vision benefits
• B.Medical expense benefits
• C.Disability income benefits
• D.Dental benefits

All of the following are basic underwriting actions in accident and health insurance EXCEPT:

• A.Deleting uniform policy provisions
• B.Rejecting applicants
• C.Issuing policies with exclusion riders
• D.Issuing standard policies as applied for

An insured incurs a covered accident and health insurance loss on May 30, which is submitted to the insurer on June 8. If the insured terminated coverage on June 1, the insurer:

• A.Can refuse to pay the claim under the pre-existing conditions exclusion
• B.Can refuse to pay the claim because coverage has been terminated
• C.Must pay the claim within one year of termination of coverage
• D.Must pay the claim upon receipt of the proof of loss

After completing an application for insurance, the insurance producer collects the premiums but deposits the check in the insurance producer's checking account. What crime has been committed?

• A.Twisting
• B.Rebating
• C.Fraud
• D.Replacement