Explanation
Organizations must manage risks to a level that is acceptable for their business model, goals and objectives. A zero-level approach may be costly and not provide the effective benefit of additional revenue to the organization. Long-term maintenance of this approach may not be cost effective. Risks vary as business models, geography, and regulatory- and operational processes change. Insurance covers only a small portion of risks and requires that the organization have certain operational controls in place.

Explanation/Reference:
Explanation:
The most important factor for information security is that it advances the interests of the business, as defined by stakeholder requirements. Interoperability and scalability, as well as development methodologies, are all important but are without merit if a technologically-elegant solution is achieved that does not meet the needs of the business.

Explanation
The aim of risk management is to reduce impacts to an acceptable level. "Acceptable" or "reasonable" are relative terms that can vary based on environment and circumstances. A minimum level that is consistent with regulatory requirements may not be consistent with business objectives, and regulators typically do not assign risk levels. The minimum level possible may not be aligned with business requirements.