Online Access Free OhioDepartmentofInsurance.OH-Life-Agent-Series-11-44.v2024-12-14.q34 Practice Test (Page 3)

The proposed insured's statements on a life insurance application are considered to be

A.absolute statements.

B.warranties.

C.representations.

D.misrepresentations.

The purpose of insurance Is to

A.increase risk.

B.avoid risk.

C.transfer risk.

D.reduce risk.

A policyowner may not pay premiums with which frequency?

A.Semi-annually

B.Monthly

C.Quarterly

D.Bi-weekly

The PRIMARY reason for purchasing life Insurance Is to provide

A.safety of principal.

B.death benefits.

C.college tuition.

D.retirement Income.

The period after an annuity Is purchased but before distributions begin Is referred to as the

A.annuity phase.

B.endowment phase.

C.build-up phase.

D.accumulation phase.

Other Version: 1616OhioDepartmentofInsurance.OH-Life-Agent-Series-11-44.v2024-04-05.q34

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