A.It is subject to fluctuations of the company's overall performance.

B.The policy's cash value is viewed as investment growth and therefore subject to taxation for each
calendar year.

C.The cash value is not guaranteed.

D.The growth of the policy's cash value Is not subject to income tax while the policy Is in force.

A.Payout period.

B.Annuity period.

C.Nonforfeiture period.

D.Accumulation period.

A.Partial Surrender.

B.Waiver of Premium.

C.Automatic Premium Loan.

D.Spendthrift Clause.

A.upon request of an insured

B.by authorization from the National Association of Insurance Commissioners (NAIC)

C.under no circumstances due to privacy consideration

D.upon request of the superintendent