Online Access Free OhioDepartmentofInsurance.OH-Life-Agent-Series-11-44.v2024-12-14.q34 Practice Test (Page 5)

Survivorship life insurance policies are useful in estate planning because they

A.can provide money to pay taxes on assets.

B.accumulate a sum of money for retirement.

C.redistribute the premium obligation during the early years of the policy.

D.provide funeral insurance and pre-need burial insurance.

When a beneficiary Inherits a traditional IRA, which of the following Is TRUE about taxation when the money
is withdrawn? The beneficiary pays

A.capital gains tax.

B.an estate tax.

C.no tax.

D.income tax.

Which rider would allow additional insurance to be purchased at specified dates or events, without additional
underwriting?

A.Disability income.

B.Guaranteed insurability.

C.Guaranteed renewability.

D.Cost of living.

An Insurer would consider which of the following In determining whether to accept a group life plan?

A.Grace period

B.Beneficiary

C.Dependents

D.Average age

Which of the following dividend options is taxable?

A.Accumulation at interest.

B.Return of premium.

C.1-year term.

D.Paid up additions.

Other Version: 1623OhioDepartmentofInsurance.OH-Life-Agent-Series-11-44.v2024-04-05.q34

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